Invest in your health and get quality healthcare with small monthly payments.
With access to the best hospitals near your home, office and schools, you are sure to be at ease in case of an emergency. See our hospital list.
We let you access quality care from wherever you are, whenever you want at the closest hospital.
No need to fill 10-page forms and wait 10 days to get good insurance. Sign up in 10 mins and get instant access to care.
If you stick with us, we increase your benefits every quarter and we won’t increase the price. Read how our graduated benefits work.
We pledge and promise to always be there for you wherever you are, whenever you call
|Premium (Individual)||N 2,000||N 3,600||N 3,900||N 25,000|
|Premium (Family)||N 7,000||N 7,800||N 9,000||N 40,000|
Hospital Category Accessible
click here to view Hospital list
|All Plans||All Plans||All Plans||All Plans|
|Eye Care||up to N 10,000||up to N 15,000||up to N 20,000||up to N 30,000|
|Optical/Ophthalmological consultation, medical treatment, drugs & dressings||✔||✔||✔||✔|
|Primary/Secondary Dental Care||Covered up to N 12,000.00 only||Covered up to N 17,000.00 only||Covered up to N 25,000.00 only||Covered up to N 35,000|
|Out Patient Care, General and Specialist Consultation||✔||✔||✔||✔|
|Minor, Intermediate, Major Surgeries and Procedures||Up to a limit of N250,000||Up to a limit of N 300,000||Up to a limit of N 750,000||Up to a limit of N 1,000,000 only|
|Admissions (Including Feeding)||General Ward (Unlimited)||Semi Private Ward (Unlimited)||Private Ward (Unlimited)||Private Ward (Unlimited)|
|Prescribed Medicines And Drugs||✔||✔||✔||✔|
|Accidents & Emergencies||✔||✔||✔||✔|
|Evacuation (Home/Hospital to Hospital & Road Side to Hospital)||✔||✔||✔||✔|
|Emergency Evacuation Cover Including Air Ambulance||✘||✘||✘||✘|
|Intensive Care Services||Emergency only - 24 hours||Emergency only - 24 hours||Covered up to 5 days only||Covered up to 14 days only|
|X-Rays, Laboratory & Diagnostic Tests||✔||✔||✔||✔|
|Physiotherapy Sessions (Up to Approved Limits)||5 Sessions||10 Sessions||15 Sessions||20 Sessions|
|Fertility Services (Investigation Only)||Counseling, SFA& USS||Counseling, SFA& USS||Counseling, USS, SFA, HSG& Hormonal Assay||Counseling, USS, SFA, HSG, Hormonal Assay& Hysteroscopy|
|Health Screening at Designated Centres||Physical examination, BMI, Urinalysis, PCV, blood pressure & Genotype||Physical examination, BMI, Urinalysis, PCV, blood pressure & Genotype||Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Lung/Pulmonary function test, Chest x-ray, serum cholesterol, cervical smears every 2 years for women > 30 years, PSA for men above 40 years||Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Lung/Pulmonary function test, Chest x-ray, ECG, serum cholesterol, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 year|
|Additional Immunizations -Hepatitis B, HiB, Pneumococcal, Yellow Fever and Meningitis for Adults||✘||✘||✔||✔|
|HIV/AIDS – to the Extent of Diagnosis + Treatment at Free Specialist Centres||✔||✔||✔||✔|
|Psychiatry Cover up to 8 Weeks||✔||✔||✔||✔|
|Well Baby Clinic at 6 Weeks||✔||✔||✔||✔|
|Antenatal Care and Delivery (Moratorium Applies)||Covered after 24 months||Covered after 24 months||Covered after 24 months||Covered after 24 months|
|Advanced and Complex Investigations (Including CT Scan, MRI Scan)||Emergency only||Emergency only||Emergency only||Emergency only|
No, there is a 30days waiting period after payment is confirmed.
No, you have to be enrolled under the family plan.
Family of six.
Yes, you can make use of any hospital within your plan type on the list with just your card.